5 Tips To Avoid Small Business Claims From Water Damage

1/29/2020 (Permalink)

Five Quick Tips To Reduce the Chance of This Type of Damage

Having insurance is critical for most businesses, yet the ideal circumstance is that you never have to use it. The second most common business claim for damage is from frozen pipes and water damage, and an average claim is around $17,000.
Water damage can come from several common sources in Chicago,IL, such as severe storms, sewer backups and frozen pipes. There are a few types of damage that can occur as the result of water intrusion, including

• Destroyed carpets
  
• Wall, flooring and subflooring damage
  
• Mold and fungus
  
• Ruined inventory
  
  

With some simple maintenance of the building, the risk of business claims can be drastically lowered. Here’s five quick tips to reduce the chance of this type of damage.

Insulate Those Pipes

Most hardware stores have simple foam coverings that can easily be fitted around pipes. In all but the most extreme cases, this will make a major difference. For plumbing that is especially exposed, you may have to take further steps to avoid a pipe break.

Maintain and Trim Adjacent Trees

Not only do tree limbs threaten roofing, tree roots can really tear things up underground. If it’s getting close to plumbing, you should consider replacing the tree with something that has less aggressive roots. Ice can also fall from overhanging trees and severely damage the roof.

Keep the Temperature in a Safe Range

Saving utility costs shouldn’t come at the expense of broken pipes. In most locations, lowering the thermostat to around 50 degrees when unoccupied is enough to balance wasted energy against a flooded building.

Visible Moisture Damage Is an Instant Alarm

Fungus, visible moisture or ceiling tile discoloration means you have an issue. Get it inspected immediately to reduce further damage.

Know Where the Water Shutoff Is

You should know exactly where the water shutoff is. Make sure your employees know how to use it also.
If you have water damage in Chicago, IL, you need a professional restoration service to examine it and advise you regarding repairs. The sooner you call, the less time the water has to do its dirty work, and you can avoid a business claim.